Profstonge Weekly

Profstonge Weekly

Regional Banks Crash on "Cockroach" Loans

Peter St Onge's avatar
Peter St Onge
Oct 21, 2025
∙ Paid

Fears of hidden losses at regional banks sent them skidding last week with potentially hundreds of billions of bad loans.

Is your neighborhood bank a hedge fund in disguise.

This is a big deal because regional banks hold roughly 1 in 4 deposits in the US -- about $5 trilion.

And they account for half of all industrial and commercial loans — and 80% of mor…

User's avatar

Continue reading this post for free, courtesy of Peter St Onge.

Or purchase a paid subscription.
© 2026 Peter St Onge · Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture